Retirement Income Calculator

We all need to do some calculations when [tag]planning for retirement[/tag], and it's even more important after you are fully retired. We want to show you a good [tag]Retirement Income Calculator[/tag], which is a sophisticated program that simulates a wide variety of market scenarios to demonstrate an intelligent approach to retirement planning. It's easy to use and lets you vary your portfolio, initial monthly withdrawal amount, and simulation success rate to establish how you might benefit from a unique approach to [tag]retirement income planning[/tag].

While the calculator is a sophisticated tool, it's not a substitute for a comprehensive financial plan, and it shouldn't be relied upon as your sole or primary means for making retirement planning decisions. Rember, this is only a tool and should be used as such. Real-life planning is far more difficult because you have to account for unknown expenses and variations in annual investment rates of return. The timing of the market’s ups and downs is especially important and can't be "predicted" by this tool.

Many retirement planning tools base their projections on a fixed annual rate of return on investments for the entire retirement period. In effect, they bet that a specific future will come true. All the same, projections using the "average" rate of return method is not the same as actually projecting simulations of the ups and downs of the market. For example a return on your investments of 11% one year and 7% the next year averages out to 9%, but the actual returns you experience are more important than the averages when it comes to real-world investing.

Retirement Income Calculator