Let's face it retirement is a time of great transition for spouses. Ample free time and drastic lifestyle changes can be a burden or a blessing for your marriage. Regardless of whether one or both spouses retire, the secret to a smooth transition is planning before you retire. More on Retirement Advice For Your Marriage
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More and more people are describing, to their horror, that they can't rely entirely on their company defined-benefit pension plan for retirement security. Some companies have even terminated plans or changed to cash balance defined-benefit plans that provide lower benefits to older, long-term workers. And sometimes plans fail because of a company's financial problems or troubles with an insurance company that provided a guaranteed income contract.
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