Women face challenges that often make it more difficult for them than men to adequately
save for retirement. In light of these challenges, women need to pay special attention to
making the most of their money.
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Here's a great age-relevant search engine site cRANKy.com. It is targeted towards +50 year olds (seniors and baby boomers).
They intend to provide information on specific topics like jobs after retirement, how to get to 100 years of age, how to make new friends, etc. Some of the searches are neatly sorted in categories on the frontpage. There's a section "How to make friends" as people in specific phases of their lifes are only adding specific types of new contacts to their network of friends. This is a fact of life when you retire because you won't see your co-workers on a daily basis anymore, your routines are changing and you might loose some of your previous contacts.
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Recreation:
It's possible to "play your way to better health." The best exercises are those that are rhythmic, continuous and build you up to a steady level of exertion. Unfortunately, many games are not very good exercise because they are a series of starts and stops. Still, you can better exercise and enjoy your activities more if you walk instead of ride between golf shots, and switch from tennis singles (which is a series of starts and stops) to doubles, which is more a leisurely and sociable game and actually gives you better exercise. Cycling, swimming and skiing can all give you the exercise you need, too.
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Given recent events in the news, many employees have begun wondering what would happen to their 401(k) dollars if their company were to go into bankruptcy, out-of-business, or was merged or acquired by another firm. This is a question that few employees think about when making contributions to their company retirement plan. Yet, in the economic environment of today where corporate closings and restructuring are not uncommon, it makes sense to know what level of safety exists.
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Let's be completely honest. Everyone has their own dreams and expectations about retirement. Upon retirement, some folks plan to travel around the world while others simply plan to take excursions to their local beach. Whatever the retirement plan that you may have, being able to implement your goals takes a certain degree of financial security. The problem however is that financial security does not just happen but requires careful planning, commitment and yes, money.
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The retirement years can be the best time of your life. It is a time when you have more flexibility; you're older, wiser and have a better idea about what you want to do with your life and what is important to you. However, there is a great deal of security with having a predictable job. There are the elements of having a place to go to every weekday at an appointed place and time; the people you work and socialize with, and the compensation you receive for your efforts. All of those elements can disappear when you retire. Here are some strategies to help you adapt to the post retirement years:
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And you thought you were all finished with work. But retirement planning these days includes so many diverse options. And one of them is to find a retirement job.
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Don't let retirement be forced on you or think you have to continue in a job you dislike because the Pensions Industry has
messed up. Active retirement might be the answer when all you actually want to do is stop what you've been doing but not "hang up your boots" altogether.
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